Learning platform outage liability is a growing concern for edtech providers and training institutions. When platforms fail, the cost isn’t just technical—it can trigger legal claims, lost revenue, and reputational fallout..

In today’s digital education landscape, learning platforms have become the beating heart of international schools and education providers. Whether used for academic instruction, compliance training, or hybrid curriculum delivery, these platforms are mission-critical infrastructure.

But what happens when that infrastructure goes dark?

A single platform outage can snowball into a full-blown crisis—leading not only to reputational damage but also to expensive lawsuits and unexpected liabilities. Learning platform outage liability is no longer just an IT concern—it’s a legal and financial one too.

Business Impact of Learning Platform Outage Liability

It’s not just downtime—it’s disruption across your entire educational operation.

  1. Lost revenue from subscription cancellations, SLA breaches, or halted tuition payments
  2. Operational gridlock when students, staff, or corporate clients can’t access essential resources
  3. Legal exposure from dissatisfied parents, institutions, or employees who rely on uninterrupted service
  4. Reputational damage from social media backlash and lost stakeholder confidence

These risks are compounded for international schools and edtech providers that serve cross-border learners with diverse legal obligations.

Real Case: Firefly Learning Platform Outage During COVID-19

In March 2020, UK-based edtech company Firefly Learning, which supports over 480 schools globally, faced a critical platform outage during the early days of COVID-19 lockdowns.

As global school closures pushed thousands of educators and students online, Firefly’s infrastructure buckled under the pressure, resulting in major disruptions to virtual classrooms. Educators were unable to assign homework or access content, and parents flooded forums with complaints.

The incident not only impacted day-to-day learning but also exposed the liability risks edtech providers face when failing to meet service expectations during critical moments.

Where Does Educators Liability Insurance Come In?

When these failures happen, it’s not just about fixing code—it’s about managing fallout. And that’s where Educators Liability Insurance comes in.

A platform outage can trigger claims from multiple directions:

  1. Parents and Students may file lawsuits for disruption of education, emotional distress, or failure to deliver promised services.
  2. Corporate Clients may invoke breach of contract or non-performance clauses.
  3. Employees may raise claims if internal systems affect teaching responsibilities or employment conditions.
  4. Regulators may investigate for compliance breaches, especially if data security is compromised during the outage.

How Educators Liability Insurance Protects You

At Continuum, we provide a packaged insurance solution tailored for educational institutions, including edtech companies and international schools. Coverage typically includes:

  1. Directors & Officers (D&O) Insurance 
    Shields your leadership from claims of mismanagement, breach of duty, or poor decision-making during crisis handling.
  2. Professional Indemnity Insurance 
    Covers service delivery failures, including educational content not being accessible or up to required standards.
  3. Employment Practices Liability
    Protects against wrongful termination or discrimination claims if staff are affected by the outage.
  4. Cyber Insurance 
    Covers liability if the outage is linked to a breach or cyberattack affecting sensitive student or client data.

Why Schools and EdTech Providers Need It Now More Than Ever

Whether you’re running an international school or a digital learning platform, your risk profile is evolving.

Your exposure now includes:

  1. Misconduct during extracurricular activities or study tours
  2. Claims of defamation, discrimination, or failure to educate
  3. Allegations of improper data handling or lack of security protocols
  4. Legal action from regulatory authorities in cross-border operations

Educators Liability Insurance helps institutions navigate the complexity of today’s learning environment—protecting both financial health and leadership integrity.

How Continuum Supports Digital Learning Providers

At Continuum, we work with edtech companies and learning platforms across Southeast Asia to help them prepare for the unexpected. From evaluating coverage gaps to securing tailored D&O and PI insurance, we help our clients protect what matters most—their leadership, their users, and their long-term growth.

Because when your platform goes offline, your entire business could be at risk.

Looking to future-proof your learning platform?

Contact Continuum today for customized insurance solutions tailored to the needs of digital-first education providers.